Same-day deposit available if approved before 1:30 p.m. CT Monday – Friday†
Fast funding to save the day.
A line of credit could be a great alternative.
Head to our Rates & Terms page to learn more.
How a line of credit works — and why it may be a better option.
A line of credit gives you access to funds that you can borrow as needed up to your credit limit. As you repay, the funds replenish and become available to borrow again.
Choose a line of credit for a flexible borrowing option that lets you draw what you need and leave what you don't. You’ll only pay interest on the amount you withdraw. (In some states however, a transaction fee is charged for each draw). To repay, make minimum payments over time or reduce your balance faster through larger installments.
Same-Day Deposit Available
If approved before 1:30 p.m. CT Monday – Friday†
Instant Decision*
Receive an immediate decision
Quick Application
Apply online in minutes
Benefits of a line of credit from CashNetUSA.
Instant Decision
Complete our simple online application and receive an eligibility decision instantly.*
Fast Funding
Get same-business-day cash if approved before 1:30 p.m. CT Monday – Friday.† Funds for later approvals are delivered on the next business day.
Flexible Borrowing
Withdraw what you need, leave what you don’t. Only pay for what you borrow.
Ongoing Access to Funds
Borrow more money up to your credit limit without reapplying.
Alternative Credit Check
Apply with less-than-perfect credit — we look beyond your traditional credit score.*
Can I get approved even if I have bad credit?
CashNetUSA recognizes that a single number isn't the most complete way to look at a financial history. We can't extend credit to everyone, but we do consider factors beyond your credit score that can make approval more likely.
We use an alternative credit check to look at different parts of your financial history. By looking at the whole picture, we can sometimes make offers to those with less-than-perfect credit.*
Why CashNetUSA?
-
24/7 Online Application Apply for a line of credit anytime, anywhere with our simple online process — it only takes a few minutes.
-
Customer Support If you need help, our in-house customer service team is here seven days a week to answer your questions.
-
Data Security We’re committed to your privacy. To keep your information safe, we guard our networks with consumer security leader TrustedSite®.
-
Proven Track Record We're part of the publicly traded company, Enova, and have helped more than 4 million people over our 15+ years in business.
Make sure you’re eligible to apply.*
To apply, borrowers must reside in a state where we offer lines of credit and meet the following requirements:
18 or older
Verifiable, steady source of income
Active checking account
U.S. citizen or permanent resident
Being a CashNetUSA customer comes with other benefits.
Savings Program
We know every dollar counts. That’s why we’ve found some great companies that can offer you exclusive discounts on everything from dining out to tax preparation services.
Flexible Work Opportunities
If you’re looking for a new way to make money, we’ve got a tool you should check out. Steady helps people find on-demand and part-time jobs that fit their schedules and provide extra income.
Financial Education
As your financial service provider, we want to ensure you have the tools you need to take control of your finances. All CashNetUSA customers get free access to our online financial education courses and interactive tools.
Steady is not an affiliate or agent of CashNetUSA. CashNetUSA makes no representations, warranties or guarantees about the information provided by Steady, including referrals and job listings.