Payday Loan Alternatives in San Antonio

CashNetUSA arranges CAB installment loans in Texas.

CashNetUSA arranges CAB installment loansup to $1,500*

Head to our Rates & Terms page to learn more.

Same-Day Deposit Available

If approved before 1:30 p.m. CT Monday – Friday

Instant Decision*

Receive an immediate decision

Quick Application

Apply online in minutes

What does CashNetUSA offer in San Antonio?

CashNetUSA is a credit access business in the state of Texas. That means that while we don’t operate as a direct lender, we arrange and service loans online for customers.

For Texas residents, we arrange CAB installment loans between you and a third-party lender for amounts similar to (or more than) San Antonio payday loans. Applying for extra cash through CashNetUSA is fast and simple. You can apply in minutes and receive an instant decision.* If approved before 1:30 p.m. CT Monday through Friday, you can receive your funds as soon as the same business day.

Texas loans through CashNetUSA never carry a prepayment penalty. In fact, CashNetUSA may reward you for early repayment with a CAB fee rebate. See your loan agreement for further details.

What payday loan alternatives are there in San Antonio?

Many different personal loans are available in San Antonio. Some of the most popular short-term payday loan alternatives include title loans, lines of credit and installment loans. CashNetUSA arranges CAB installment loans for San Antonio residents.

Title Loan

Title loans use the title of your automobile to secure your loan. That means if you’re unable to repay, the lender can repossess the vehicle as collateral. These loans are often for smaller amounts of a few hundred dollars, similar to a payday loan.

Line of Credit

A line of credit is similar to a credit card — you’re approved for a credit limit from which you can borrow on a revolving basis. As you repay, the amount available is replenished. Lines of credit have limits ranging from a few hundred to a few thousand dollars.

Installment Loan

Installment loans are generally for larger amounts than a payday loan, and repaid (in “installments”) over a longer period of time. The payments are generally fixed and scheduled once a month. You can also often repay sooner to save on interest.

San Antonio CAB Payday Loans vs. CAB Installment Loans Through CashNetUSA

CashNetUSA’s CAB installment loan1
Funding amount
Up to $1,500*
CAB fee
Daily CAB fees ranging from $0.40 – $0.80 per $100 borrowed, plus 10% annual interest on the loan principal and CAB fees3
Repayment
Paid in installments bi-weekly or monthly over a series of months
San Antonio payday loan2
Funding amount
$1,000
CAB fee
$25 – $30 per $100 borrowed, plus 10% interest on loan amount and CAB fees
Repayment
Paid in lump sum or installments over no more than four months

1Based on terms available to new customers. Actual terms may vary based on applicant's qualifications. For full product details, see Rates & Terms.

2Based on information from Consumer Affairs. Actual loan terms may vary based on applicant's qualifications.

3Visit our Texas Rates & Terms Page for additional disclosures and terms.

Ready to apply for a CAB installment loan through CashNetUSA?

If you’re looking for a hassle-free application process for fast cash, get started through CashNetUSA!

Learn more about payday loans in San Antonio.

Many lenders advertise no credit check loans to people with less-than-perfect credit or bad credit history. What “no credit check” generally means is that no hard credit pull is required. All legitimate lenders will do some kind of identity or income verification before extending an offer for credit.

When you apply for a CAB installment loan with CashNetUSA, we do an alternative credit check that doesn’t impact your FICO® credit score.

Some financial solutions may be more manageable long term. You may also want to consider these financial education assistance programs offered through the City of San Antonio.

Financial Empowerment Center at Willie Velasquez Learning Center
1302 North Zarzamora Street
San Antonio, TX 78207

Guadalupe Community Center
1801 West César E Chávez Blvd.
San Antonio, TX 78207

Archdiocese of San Antonio
2718 West Woodlawn Ave.
San Antonio, TX 78228

Disclaimer - The named parties are not affiliates or agents of CashNetUSA. We make no representations, warranties or guarantees about the information or services provided by the named parties.