Up until a few years ago, most states didn’t require personal finance to be taught in schools. In Texas, students are still not guaranteed to have access to a personal finance course. Without financial literacy programs, many people may be left without the knowledge and tools they need to succeed.
Luckily, there are many resources available to Texans. Let’s explore some of the financial education resources available locally and statewide.
Austin
Prosper Centers
Prosper Centers offer financial wellness classes and one-on-one support. These tools can help you reach your goals — whether you want to improve your credit, pay off debt or build your savings. They can also help you file your taxes, pay for college or find affordable health coverage. They have two locations in Austin:
- Prosper Center North
5900 Airport Blvd.
Austin, TX 78752 - Prosper Center South
2900 S I-35 Frontage Rd.
Austin, TX 78704
Caritas of Austin
Caritas of Austin offers many services including a financial literacy class. This course teaches financial planning, credit building, saving and more. They have two locations:
- Caritas of Austin Headquarters
611 Neches St.
Austin, Texas 78701 - Caritas of Austin North
9027 Northgate Blvd.
Austin, TX 78758
Dallas-Fort Worth Area
Center for Transforming Lives
Center for Transforming Lives provides people with financial counseling, support and resources that can help them improve their credit, build assets and reach long-term financial goals.
- Center For Transforming Lives
512 West 4th St.
Fort Worth, TX 76102
Mansfield Mission Center
Mansfield Mission Center offers financial coaching that can help people better manage their finances. They can help you learn to do taxes, improve credit, use banking products and more.
- Mansfield Mission Center
78 Regency Pkwy.
Mansfield, TX 76063
Financial Compass Tarrant County
Financial Compass Tarrant County offers residents financial education opportunities. They also provide tools and other resources.
- Financial Compass Tarrant County
City of Fort Worth – Neighborhood Services
200 Texas St.
Fort Worth, TX 76102
Houston
Memorial Assistance Ministries
Memorial Assistance Ministries offers free online personal finance courses and in-person financial coaching. These courses cover a wide variety of financial topics and the in-person coaching can help you build a budget, increase your income and reduce expenses.
- Main Office
1625 Blalock Rd.
Houston, TX 77080 - West Houston Office
2424 Wilcrest Rd
#120
Houston, TX 77042 - Heights Campus
1015 E 11th St.
Houston TX 77009
Family Houston
Family Houston has financial coaches that help Houstonians by providing the resources and knowledge they need to manage their finances. Their coaches can help teach financial literacy and provide personalized plans to organize your finances.
- Family Houston
4950 Memorial Dr.
Houston, TX 77007
Rio Grande Valley
Building Financial Capacity Coalition
Building Financial Capacity Coalition offers financial education training to people in the Rio Grande Valley. These trainings cover a wide variety of topics, including borrowing wisely, creating a spending plan and using banking products. They do not have a brick-and-mortar location, but you can find more information on their website.
Come Dream Come Build
Come Dream Come Build offers coaching and classes that can help individuals looking to learn about personal finance. They also offer tax help and saving opportunities.
- Come Dream Come Build
901 E Levee St.
Brownsville, TX 78520
San Antonio
Family Service
Family Service offers one-on-one financial counseling to San Antonians. Their certified counselors can help you make a plan to reduce debt, rebuild your credit and save for the future. They have multiple financial empowerment locations around San Antonio:
- Alamo College’s Westside Development Training Center
563 SW 40th St.
San Antonio, TX 78237 - Claude Black Community Center
2805 E Commerce St.
San Antonio, TX, 78203 - Eastside Development Training Center
4551 Dietrich Rd.
San Antonio, TX 78219 - Family Service Neighborhood Place
3014 Rivas St.
San Antonio, TX 78212
Financial Empowerment Center
San Antonio Financial Empowerment Center has certified financial counselors that can help you learn and manage a wide range of personal finance matters.
- Financial Empowerment Program
1302 North Zarzamora St.
San Antonio, TX 78207
Statewide
Financial Mentors of America
Financial Mentors of America is a Houston-based non-profit that helps individuals all over the country learn about personal finance. They aim to help people manage their finances better by providing them with a financial mentor who can help guide and encourage them.
Financial Health Pathways
Financial Health Pathways offers a ton of resources for those looking to improve their financial knowledge. Their “I Save Texas” program is a savings matching program that also comes with a personal financial coach.
Online
Dallas Federal Reserve
The Federal Reserve Bank of Dallas offers an online educational guide called “Building Wealth” that can help individuals and families develop a plan to build financial security. It covers vocabulary, budgeting and saving, investing, and more.
Hands on Banking
Hands on Banking is a financial education program designed to help people in any situation or stage of life. Learn about banking, credit building, borrowing money, saving, budgeting and much more.
Money Smart
Money Smart is offered by the FDIC and provides resources to people learning about personal finance. They also provide resources that can help parents teach their children about money.
Bottom Line
Financial literacy can play an important role in achieving financial stability. It is never too late to start learning about personal finance. These online resources can serve as valuable tools in developing a solid financial plan for individuals and families alike. By taking advantage of these educational programs and implementing their lessons, you can take control of your finances and set yourself up for a more secure future.
Effective money management can help prevent the need to borrow in Texas — across the state and in cities like San Antonio, Dallas and Houston.
DISCLAIMER: References to any businesses, products, and/or services in this article are for educational purposes only and do not constitute implied or expressed recommendations or endorsements by CashNetUSA. Certain links in this article lead to information and resources maintained by third parties, and are provided as a convenience to our readers. CashNetUSA has no control over these third party sites and/or services and are, therefore, not responsible or legally liable for their content and the services they provide.